Student No-Cost Long Term Disability Insurance Program

This no cost term coverage is not available to all AOA members. This coverage is only available for qualified AOA graduating students and residents of the United States (except NV, NH, NM, and UT). If you were in the recent year’s graduating class and did not receive this offer please contact the administrator to see if you are eligible.

This coverage offer is dependent on AOA program experience and is not guaranteed for future years. 

The AOA Member Group Insurance Program assumes the cost.

You must have activated the no-cost insurance within 15 days of receipt of your reward package. If you failed to activate this coverage, the Certificate of Insurance is invalidated and no coverage will be provided. Contact your administrator for details by calling (866) 331-0180.

For specifics of your disability insurance coverage, please go to the AOA Group Long Term Disability Insurance Product Page with this website to learn more about valuable coverage!

Administered by:
AGIA Insurance Services, Inc.
P.O. Box 26860
Phoenix, AZ 85068

A.G.I.A., Inc., is licensed/authorized to transact business in all 50 United States, and the District of Columbia. Their state of domicile is California. Joseph Guerrero California Agent Insurance license number is 0B54298. Joseph Guerrero Arkansas Agent Insurance license number is 766720.

New York Life Insurance Company
51 Madison Avenue, New York, NY 10010
under Group Policy G-31051-0 on
Policy Form GMR-FACE/ G-31051-0

New York Life is licensed/authorized to transact business in all the 50 united states, District of Columbia and Puerto Rico and Canada. However, not all group policies it underwrites are available in all jurisdictions. Please check the benefit details sections for current availability.

New York Life Insurance Company’s state of domicile is New York and their NAIC ID # is 66915.

9042330